For decades, your financial focus was "Accumulation"—growing the largest possible pile of money. This period of time is called the Accumulation Phase of your financial life. However, as you approach your retirement, the rules change. This is your Planning Phase. Finally, once you retire, you enter the Distribution Phase, where the goal shifts from maximizing total return to maximizing Sustainable Retirement Income and Risk Mitigation.
The Retirement Income Equation manual provides the mathematical framework to help ensure your wealth translates into a lifetime Sustainable Retirement Income and Risk Mitigation during the Distribution Phase of your life.
